Reginald Kirtz took out loans from the United States Department of Agriculture Rural Development Rural Housing Service (“USDA”) and the Pennsylvania Higher Education Assistance Agency (“AES”). Kirtz v. Trans Union, LLC at 1. Kirtz closed his AES...
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Introduction
Title X of the Dodd-Frank Act (aka: Consumer Financial Protection Act of 2010), created the Consumer Financial Protection Bureau (CFPB or Bureau) as an independent agency within the Board of Governors of the Federal Reserve...
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Wachovia Bank is a national bank chartered under the National Bank Act, 12 U.S.C. § 21. Wachovia Mortgage is a "State-chartered nonbank, operating subsidiary of Wachovia Bank." Watters v. Wachovia, 431 F.3d 556, 558 (6th. Cir. 2005); Brief for the...