money and financial problems

ransom

Ransom is money or other consideration paid to or demanded by someone in exchange for the release of a kidnapped person or stolen property. It may also refer to the verb of demanding or paying the money to release the kidnapped person....

redeem

Redeem has multiple definitions:

In bankruptcy, the debtor’s right to repurchase property they previously owned but another acquired in a forced sale by a creditor. 11 U.S.C. § 722 lays out the process through which a debtor may redeem property...

redlining

Redlining can be defined as a discriminatory practice that consists of the systematic denial of services such as mortgages, insurance loans, and other financial services to residents of certain areas, based on their race or ethnicity....

reverse mortgage

A loan given to homeowners in exchange for equity in their homes. The loan does not have to be repaid until the homeowner dies, sells the house, or moves. Under the FHA's reverse mortgage program, homeowners must be at least 62 years of age, own the...

roll over

Rollover means to extend a particular financial agreement.

In the context of retirement accounts, rollover often refers to transferring funds from one Individual Retirement Account (IRA) to another traditional IRA or Roth IRA, or from...

Rule 144A

Rule 144A (formally 17 CFR § 230.144A) is a Securities Exchange Commission (SEC) regulation that enables purchasers of securities in a private placement to resell their securities to qualified institutional buyers (QIBs) under certain...

satisfaction of mortgage

A satisfaction of mortgage is a document that proves the borrower has paid off the mortgage in full, freeing the loan's lien on the property and giving the title to the borrower. The facts of the mortgage loan, conditions relieving the lender...

Section 11

Section 11 refers to Section 11 of the Securities Act, formally 15 U.S.C. § 77k, which allows purchasers of a security in a public offering to bring a civil action against the issuer, underwriter, or anyone who signed or helped prepare the...

Section 5

Section 5 commonly refers to Section 5 of the Securities Act, formally 15 U.S.C. § 77e, which requires issuers to file a registration statement when publicly offering securities.

Section 5 Regulations

Section 5 seeks to...

securities

Securities Law: An Overview

Securities law exists because of unique informational needs of investors. Securities are not inherently valuable; their worth comes only from the claims they entitle their owner to make upon the assets and...

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